Client Stories
A closer look at the financing behind the properties
Hotel Foreclosure Rescue
A 134-room hotel was facing active foreclosure. Working with a real estate investment trust, we secured financing to resolve the foreclosure and recover the property from the bank.
- Foreclosure resolved
Downtown Redevelopment Financing
A developer needed capital to transform a former bank into a mixed-use destination with dining, offices, and event space. We arranged construction financing through local private investors to support the redevelopment.
- Construction financing secured
Development Site Foreclosure Rescue
With a foreclosure sale less than three weeks away, a 193-acre development site needed urgent funding. We partnered with a real estate investment trust to secure financing and bring the property back into good standing.
- Foreclosure sale prevented
Bank Statement Luxury Refinance
Business owners needed to replace their construction loan with permanent financing. We used a bank statement program to qualify them through business cash flow and secured a 30-year mortgage for their luxury home.
- Construction debt replaced with long-term financing
Oceanfront Estate Financing
A technology entrepreneur needed financing for a North Shore oceanfront estate. We structured an asset-based mortgage using verified financial assets rather than traditional income documentation, closing the transaction in just three weeks.
- Closed in three weeks
Luxury Purchase with 10% Down
A self-employed buyer needed an alternative to traditional jumbo financing. We combined a bank statement first mortgage with a second-lien HELOC, providing 90% financing while preserving capital for the borrower’s business and investments.
- Luxury home purchased with 10% down
Luxury Spec Home Financing
A luxury home developer needed to transition two completed properties out of construction debt. We arranged two $2 million, 30-year mortgages, providing long-term financing and greater flexibility to manage both investments.
- Two properties transitioned to long-term financing
Jumbo Home Purchase Financing
A business owner needed substantial financing for a luxury home purchase. We arranged a 30-year jumbo adjustable-rate mortgage, navigating self-employment underwriting requirements to secure financing suited to the borrower’s financial profile.
- Jumbo purchase financing secured
From School to Future Housing
A developer planned to convert a former school into multifamily housing. We secured a 12-month private money acquisition loan, providing the capital to purchase the property and advance redevelopment planning.
- Acquisition funded for planned redevelopment
Foreclosure Rescue & Title Resolution
An investment property faced foreclosure and complex title issues. We coordinated with legal counsel and a private lender to resolve the obstacles and secure refinancing before the scheduled foreclosure sale.
- Foreclosure prevented and ownership preserved
Gas Station Portfolio Refinance
After improving two distressed gas stations, an investor needed more funding than SBA lending could provide. We arranged private refinancing across both properties, helping recover invested capital while retaining ownership.
- Full requested financing secured
From Renovation to Rental Portfolio
An investor needed financing to acquire, renovate, and retain four properties. We arranged initial renovation loans, then transitioned all four into long-term DSCR financing based on rental income potential.
- Four properties refinanced into long-term DSCR loans
Mountain Rental Investment
An investor needed financing for a short-term vacation rental. We arranged a 30-year DSCR purchase loan using projected rental income rather than traditional personal income documentation or an established rental history.
- Qualified using projected rental income
Home Purchase Using Business Income
A self-employed buyer needed an alternative to conventional income documentation. We secured a 30-year mortgage using a business profit and loss statement, without requiring tax returns or supporting bank statements for income qualification.
- Qualified using a business P&L statement
Multi-Unit Investment Purchase
An investor wanted to expand their portfolio with a Bay Area rental property. We arranged a 30-year conventional investment mortgage, providing long-term financing to support the purchase and future rental income.
- Multi-unit property purchase financed
From Unfinished Project to Profitable Sale
We identified an unfinished multifamily investment and arranged acquisition funding, followed by construction financing. The investor completed the remaining work and sold the finished property at a profit.
- Project completed and sold profitably
Home Equity for Development Capital
A self-employed developer needed additional capital for an ongoing project. We arranged a bank statement HELOC secured by his primary residence, unlocking home equity without relying on traditional tax return income calculations.
- Home equity unlocked for development funding
